Business (Liability) Insurance
Business (Liability) Insurance
Protecting Your Business, Reputation, and Future.
Running a business comes with risks—from client lawsuits to property damage. Business Liability Insurance shields you from the financial impact of claims and lawsuits, so you can focus on growth and success. We offer tailored coverage for professionals, trades, property owners, and retail businesses.
Professional Liability Insurance
Also known as Errors & Omissions (E&O) Insurance, this protects you if a client claims your service or advice caused them financial loss.
Coverage Includes:
- Legal defense costs
- Settlements and judgments
- Claims of negligence, mistakes, or omissions
- Coverage for breach of professional duty
Ideal For:
Accountants, life insurance agents, consultants, architects, engineers, and other licensed professionals.
Trade & Contractor Liability
Plumbers
Coverage for property damage, water damage claims, and injuries related to your plumbing work.
Electricians
Protection against electrical-related property damage, fire, and injury claims.
Coverage Includes:
- Third-party bodily injury and property damage
- Legal defense and settlement costs
- Coverage for tools and equipment (optional)
Ideal For:
Independent tradespeople, small contractor businesses, and service companies.
Architect & Engineer Liability
Architects and engineers face unique risks due to design responsibilities. This coverage protects against costly claims linked to project errors or design flaws.
Coverage Includes:
- Legal costs for professional negligence claims
- Settlements for construction defects or delays
- Intellectual property infringement defense
Ideal For:
Architects, civil engineers, structural engineers, and design consultants.
Commercial Property Owner Liability
If you own commercial buildings, you could be held responsible for accidents or damage on your premises. This policy protects your investment and income.
Coverage Includes:
- Liability for injuries on the property
- Coverage for tenant and visitor claims
- Protection against property damage lawsuits
Ideal For:
Owners of office buildings, shopping plazas, and other commercial rental properties.
Retail Business Liability
Convenience Stores
Coverage for customer slips, theft-related incidents, and product liability claims.
Restaurants
Protection against food-related illness claims, customer injuries, and property damage.
Convenience Stores
- General liability and product liability
- Business interruption coverage (optional)
- Protection for employees and customers
Ideal For:
Retail store owners, restaurant operators, and food service businesses.
Why Choose Our Business Liability Insurance?
Tailored policies for your industry and operations
Access to top Canadian insurers for competitive rates
Coverage for both small businesses and large corporations
