Life Insurance
Life Insurance
Secure Your Family’s Future. Build Peace of Mind.
Life insurance provides financial protection for your loved ones in the event of your passing. It ensures your family can cover living expenses, debts, education costs, and more—without financial hardship. We offer multiple life insurance options to match your needs, budget, and long-term goals.
Non-Medical Guaranteed Issue Life Insurance
If you have health concerns or have been declined for traditional life insurance, Non-Medical Guaranteed Issue provides coverage without medical exams or health questions.
Coverage Includes:
- Guaranteed approval regardless of health history
- Lump-sum payout to beneficiaries
- Simple and fast application process
- Suitable for individuals aged within specific eligibility range
Ideal For:
Those with pre-existing health conditions or difficulty qualifying for traditional coverage.
Term Life Insurance
Term life insurance offers affordable coverage for a set period—perfect for protecting your family during key life stages.
Coverage Includes:
- Fixed premiums for the term (e.g., 10, 20, or 30 years)
- Lump-sum death benefit to your beneficiaries
- Option to convert to permanent life insurance
- Affordable rates for higher coverage amounts
Ideal For:
Families with mortgages, young children, or other time-limited financial responsibilities.
Universal Life Insurance
Universal life combines life insurance protection with a tax-advantaged investment component, giving you flexibility in premiums and coverage.
Coverage Includes:
- Lifetime protection with adjustable premiums
- Cash value growth through investment options
- Tax-deferred savings component
- Ability to adjust coverage amount over time
Ideal For:
Individuals seeking lifelong coverage with investment growth potential.
Permanent Life Insurance
Permanent life insurance offers lifelong protection and builds guaranteed cash value over time.
Coverage Includes:
- Lifetime coverage with fixed premiums
- Guaranteed death benefit
- Cash value accumulation that can be borrowed against
- Strong option for estate planning
Ideal For:
Those wanting lifelong coverage and a financial asset to pass to heirs.
Why Choose Us for Life Insurance?
Options for all health and budget needs
Partnerships with leading Canadian life insurers
Flexible coverage amounts and payment terms
