House insurance, also known as homeowner’s insurance or property insurance, provides financial protection against damage to your home and personal belongings.
It typically covers a range of perils, including fire, theft, vandalism, and certain natural disasters such as windstorms or hail. In addition to property coverage, most home insurance policies also include liability protection, which can help cover legal expenses if someone is injured on your property and you are found liable.
Protection against financial loss: Your home is likely one of your most significant investments.
Home insurance provides financial protection in the event of damage to your home or personal belongings due to covered perils such as fire, theft, or natural disasters. Without insurance, repairing or replacing your home and belongings could result in significant financial strain.
Liability coverage: Home insurance also offers liability protection, which can help cover legal expenses if someone is injured on your property and you are found liable.