Rented Dwelling Insurance
Rented Dwelling Insurance
Protect Your Investment Property with Confidence.
If you own a property that you rent out to tenants, standard home insurance may not provide the protection you need. Rented Dwelling Insurance is designed specifically for landlords, covering your building, liability, and rental income in case of unexpected events like fire, theft, or property damage.
What Does Rented Dwelling Insurance Cover?
Our landlord-focused coverage typically includes:
Building Protection – Covers the physical structure of your rental property, including garages, sheds, and other attached structures.
Landlord Liability – Protects you if a tenant or visitor is injured on your property or if you are found legally responsible for damage.
Loss of Rental Income – Replaces lost income if your property becomes uninhabitable due to a covered claim.
Contents Coverage (Optional) – Protection for items you own in the rental unit, such as appliances, furniture, and maintenance equipment.
Optional Add-Ons
- Sewer backup coverage
- Earthquake protection
- Extended coverage for high-value building features
- Vandalism or malicious damage by tenants
Who Needs Rented Dwelling Insurance?
- Owners of single-family homes rented to tenants
- Landlords with duplexes, triplexes, or multi-unit properties
- Investors with long-term rental properties
Why Choose Us?
Policies designed specifically for landlords
Competitive rates with customizable coverage
Expert advice to ensure you’re not under- or over-insured
