Health insurance is a type of coverage that helps individuals and families pay for medical expenses. It provides financial protection against the high costs of healthcare, including hospital stays, doctor visits, prescription medications, and preventive care.
Health insurance ensures that you can access necessary medical care when you need it without worrying about the cost. It allows you to see doctors, specialists, and other healthcare providers for check-ups, screenings, and treatment of illnesses or injuries.
Access to healthcare: Health insurance ensures that you have access to medical services when needed without facing significant financial barriers. It allows you to visit doctors, specialists, hospitals, and other healthcare providers for check-ups, treatments, surgeries, and other necessary medical services.
Financial protection: Medical expenses can be overwhelming, especially in the event of a serious illness, injury, or hospitalization. Health insurance provides financial protection by covering a portion of these expenses, reducing the out-of-pocket costs you would otherwise have to pay. Without insurance, medical bills can quickly accumulate and lead to financial hardship or even bankruptcy.